First Time Homebuyers, NOW is the time to Act!!!

The federal government has once again extended the tax credit! With mortgage rates at record lows we see out clients reaching FHA Purchases at 4.75% with no points on a 30 year fixed rate loan.

If you are looking to take full advantage of the aggressive interest rate market by refinancing your current home – we are seeing the European Debt crisis and the strength of the market bring rates to as low as 3.625% on conforming fixed rate ARMS and 4.75% on conforming fixed rate 30 year loans all with NO POINTS!

Keller Williams Realty
Judy Hazen
Owner/ Realtor
“Team Elite”
191 Sand Creek Road Ste 100
Brentwood, Ca 94513
Office: (925) 392-4131
Fax: (925) 634-4427
Judyhazen@kw.com
www.TeamEliteHomes.com

Prospect Mortgage
John King
Senior Loan Officer
203K Renovation Specialist
3461 Brookside Rd. Suite E
Stockton, Ca 95219
Office: (925) 809-3439
Cell: (925) 567-6116
Fax: (877) 556-6392
John.King@prospectmtg.com
www.johnmking.com