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	<title>Brentwood CA Real Estate - Brentwood homes for sale &#124; Discovery Bay Real Estate &#187; Blog</title>
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	<description>Team Elite Homes - Keller Williams East County</description>
	<lastBuildDate>Wed, 08 Sep 2010 21:35:45 +0000</lastBuildDate>
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		<title>HAFA</title>
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		<pubDate>Wed, 18 Aug 2010 22:28:33 +0000</pubDate>
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		<description><![CDATA[HAMP eligibility criteria:
Principal residence, First lien mortgage, Serious delinquency, Unpaid balance under $729,750, AND Mortgage payment in excess of 31% of monthly gross income
Home Affordable Foreclosure Alternatives (HAFA)
Participants of HAFA cannot save the homeowner from losing their property, can eliminate foreclosure including provisions and incentives for servicers to allow short sales and Deed in Lieu [...]]]></description>
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		<title>Home Affordable Modification Programs</title>
		<link>http://www.teamelitehomes.com/home-affordable-modification-programs/</link>
		<comments>http://www.teamelitehomes.com/home-affordable-modification-programs/#comments</comments>
		<pubDate>Fri, 13 Aug 2010 18:57:32 +0000</pubDate>
		<dc:creator>teamelite</dc:creator>
				<category><![CDATA[Blog]]></category>

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		<description><![CDATA[HAMP eligibility criteria:
Principal residence, First lien mortgage, Serious delinquency, Unpaid balance under $729,750, AND Mortgage payment in excess of 31% of monthly gross income
Home Affordable Foreclosure Alternatives (HAFA)
Participants of HAFA cannot save the homeowner from losing their property, can eliminate foreclosure including provisions and incentives for servicers to allow short sales and Deed in Lieu [...]]]></description>
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		<title>Short Sale Process and Timeline</title>
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		<comments>http://www.teamelitehomes.com/short-sale-process-and-timeline-2/#comments</comments>
		<pubDate>Wed, 11 Aug 2010 21:17:23 +0000</pubDate>
		<dc:creator>teamelite</dc:creator>
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		<description><![CDATA[A short sale can take 45-150 days, on average, to close. Every bank is different
and has its own internal processes. The following is a timeline that outlines a
simple short sale.
Short Sale Process and Timeline;
Property is Listed
Foreclosure dates are verified
Authorization and Required Documents are obtained from the seller
 We can not start the short negotiations without [...]]]></description>
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